Tracy was born and raised in Chevy Chase, Maryland.  She is married to her wonderful husband, Michael Frate.  Her two children, Brian age 17 and Christopher age 14, keep her very happy and busy.  Tracy enjoys her home by the ocean in Long Beach, California where she has lived for four years.  Her hobbies include needlework, crafts and dining out with friends and family when she is not out at one of her son's baseball games!

You can reach Tracy directly @:

Tel: (310) 783-4710
Fax: (310) 783-4718
E-mail: khwatts@khwattsco.com